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Your Employer May Owe You Thousands in 401(k) Losses

Millions of Americans are unknowingly paying excessive fees, locked into underperforming investment options, or losing earned retirement savings to illegal forfeiture practices. You may be entitled to significant compensation.

You may have a claim if:

Your 401(k) plan charges fees above 0.50% — many plans charge 1–2% or more
Your plan offers mostly actively managed funds instead of low-cost index options
You lost employer contributions when you left your job before fully vesting
Your employer has 1,000+ employees but your plan's returns lag the S&P 500

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How Employers Exploit Your Retirement Savings

Under ERISA, your employer has a legal duty to manage your 401(k) plan in your best interest. Many fail — costing workers billions every year.

Excessive Fees

Plan fiduciaries select high-cost funds and record-keepers when cheaper, equivalent options are readily available — silently draining your retirement account year after year.

$155,000 Average lifetime loss to excessive fees

Poor Investments

Your plan may be loaded with underperforming, proprietary funds that benefit the company or service provider — not you. Fiduciaries must offer prudent options.

2–3% Annual underperformance vs. index alternatives

Illegal Forfeitures

Some employers take back unvested contributions when employees leave — then use those funds to reduce their own future costs instead of benefiting remaining participants.

$33B+ Forfeited from worker accounts annually

Four Simple Steps to Your Claim

No upfront costs. No risk. We handle everything.

1

Submit Your Info

Fill out the quick form above. It takes under 2 minutes.

2

Free Case Review

Our ERISA attorneys analyze your plan for potential violations.

3

We Build Your Case

If you qualify, we handle all legal work at zero cost to you.

4

You Get Compensated

Recover lost savings — plus potential plan reforms that protect your future.

You May Have a Claim If...

ERISA protects all current and former employees with employer-sponsored retirement plans. You may be eligible if any of the following apply:

  • You participate (or participated) in an employer-sponsored 401(k), 403(b), or pension plan
  • Your plan charges fees that seem high or unclear, with limited fund choices
  • Your investment returns consistently lag behind major indexes like the S&P 500
  • You lost unvested employer contributions when you changed jobs
  • Your employer uses a large plan (1,000+ participants) managed by a major record-keeper

Not Sure If You Qualify?

Most people don't realize their employer may be violating the law. Our team reviews hundreds of plans every month — submit your info and we'll tell you for free.

Check My Eligibility →

No cost. No commitment. Takes 2 minutes.

Frequently Asked Questions

ERISA (Employee Retirement Income Security Act) is a federal law that requires employers and plan managers to act in the best financial interest of retirement plan participants. When they breach this duty — through excessive fees, bad investments, or improper forfeitures — participants can recover losses through a class action lawsuit.

No. These cases are handled on a contingency fee basis, meaning you pay nothing upfront and nothing out of pocket. Attorneys' fees are only collected if the case results in a recovery for the plan and its participants.

Yes. Both current and former plan participants may have standing to bring claims. If you were a participant in the plan during the relevant period when violations occurred, you may still be eligible to recover losses.

Your initial consultation and case review are completely confidential. If a lawsuit is filed, named plaintiffs are publicly identified, but the vast majority of class members remain anonymous. Your attorney will explain all options before any action is taken.

Recoveries vary by case, but ERISA settlements have returned millions — sometimes hundreds of millions — to retirement plans. Individual recovery depends on the plan's size, the nature of the violations, and the time period involved. Many settlements also result in structural reforms that protect participants going forward.

When employees leave before fully vesting, their unvested employer contributions are "forfeited." The legal issue arises when employers use these forfeited funds to reduce their own future contribution costs rather than redistributing them to benefit remaining plan participants — a practice now being challenged in courts across the country.

Don't Let Your Employer Profit Off Your Retirement

Every day you wait could mean more money lost. Find out in 2 minutes if you have a claim — at absolutely no cost to you.

Start My Free Case Review →